Mortgage

Dream Home. Dream Loan.

Getting a mortgage can be complicated. Let us help you through the entire process. From application to closing, our experienced lenders will be with you every step of the way. 

Being a community bank means we can make quick decisions. We also have a strong commitment to giving you the personal service that you won’t find at a larger bank.

When it comes to one of the largest purchases you will ever make, let us help you finance it with confidence.

Whether you’re looking to buy your first home, build a new home or refinance your existing home, we can help.

  • Construction Loans
  • Conventional
  • VA (Veterans Affairs)
  • USDA (Rural Development) (100% Financing)
  • FHA (Federal Housing Administration)

Eligible Employees

Any Hy-Vee employee who relocates as a job transfer 25 miles or more is eligible to receive the
home mortgage closing cost credit. The 25 mile distance will be measured from work site location
to work site location.

New Home Mortgage

In order to receive the home mortgage closing cost credit, an eligible employee must obtain and close on a Midwest Heritage mortgage on the employee’s new residence at the employee’s new
work site location during the time period beginning 3 months before and ending 12 months after
the date of the employee’s move to the new work site location. Cannot be combined with any other offer. Subject to credit approval. Offer may be discontinued without notice.

The interest rates, annual percentage yield (APR's) are subject to change without notice and are subject to credit approval. Your APR may vary based on; your final loan amount, finance charges, your credit score and your loan to value.

Member FDIC. Equal Housing Lender.
*Must be a Hy-Vee or Hy-Vee Subsidiary employee to be eligible. Offer available on first mortgage purchase or refinance transactions only. May not be combined with any other offer. Subject to credit approval and can change at any time. Offer may be discontinued without notice. Only on new transactions.


**Must be a Hy-Vee or Hy-Vee Subsidiary employee to be eligible. Offer available on first mortgage purchase transactions only. May not be combined with any other offer. Subject to credit approval and can change at any time. Offer may be discontinued without notice. Only on new transactions. Any Hy-Vee employee who relocates as a job transfer 25 miles or more is eligible to receive the home mortgage closing cost credit. The 25 mile distance will be measured from work site location to work site location. In order to receive the home mortgage closing cost credit, an eligible employee must obtain and close on a Midwest Heritage mortgage on the employee’s new residence at the employee’s new work site location during the time period beginning 3 months before and ending 12 months after the date of the employee’s move to the new work site location.

***May not be combined with any other offer. Subject to credit approval and can change at any time. Offer may be discontinued without notice. Only on new transactions. Minimum home equity loan or home equity line of credit (HELOC) amount of $10,000 to qualify. Loan must close in order to receive gift card.

Hy-Vee Exclusive Home Loan Offers

Get a $500 Hy-Vee gift card when you finance a home with Midwest Heritage.*

Receive $750 off closing costs when relocating 25+ miles with Hy-Vee!**

Enjoy waived processing fees (a $250 value) on home equity loans with Midwest Heritage!***